Monday, July 25, 2022
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Reliance Commonplace Insurance coverage Declare Denial?


For policyholders of Reliance Commonplace Life Insurance coverage Firm, also referred to as Reliance Commonplace, insurance coverage declare denials are far too frequent. By its very nature, the insurance coverage business is an advanced market that causes anxiousness and hardships for a lot of hardworking individuals when their legitimate insurance coverage claims are denied.  In case your Reliance Commonplace insurance coverage declare was undervalued, delayed, or denied, don’t hand over. Donahue & Horrow LLP is your ally throughout these tough instances, and our authorized staff will struggle to safe the advantages you’re legally owed.

Our attorneys have in depth insurance and medical malpractice background and in consequence, they know all the ways that insurance coverage carriers like Reliance Commonplace use to disclaim policyholders’ claims. Our authorized staff has taken on business giants to safe hundreds of thousands of {dollars} yr after yr for our purchasers whose incapacity claims have been wrongfully denied. Contact us now.

We are going to struggle relentlessly so that you can safe your insurance coverage advantages and we are going to deal with you with the dignity and respect you deserve throughout this difficult time. Name us right now if you happen to assume you’ve been handled unfairly by Reliance Commonplace: (877) 664-5407.

About Reliance Commonplace – A Various Insurance coverage Service

Reliance Commonplace’s insurance coverage portfolio contains worker advantages options, incapacity revenue, and group time period life insurance coverage, and voluntary worker protection choices. Reliance Commonplace additionally provides dental & imaginative and prescient, stop-loss, restricted profit medical, annuity, and produce compliance services. In 2018, Reliance Commonplace’s whole property exceeded $14 billion.

Regardless of the corporate’s robust monetary standing, Reliance Commonplace continues to keep away from paying out incapacity advantages to individuals throughout their time of want. In case your Reliance Commonplace insurance coverage advantages have been denied, contact us now and we are going to reply any questions you’ll have about your particular coverage and declare for gratis. We’re right here to assist.

Reliance Commonplace  Insurance coverage Declare Denials – Frequent Ways

Insurance coverage suppliers perceive that their long-term progress hinges on avoiding paying out insurance coverage advantages. Sadly for policyholders like your self, which means that Reliance Commonplace will do all it will probably to keep away from paying your declare on time, on the worth you deserve or denying your declare altogether. To realize these objectives, the playbook usually contains three distinct steps:

  • Failing to be particular as to the knowledge you must present to help your declare;
  • Misrepresenting your precise job duties; and
  • Falsely claiming there’s not sufficient medical proof to help your declare. 

It’s difficult sufficient to tackle an insurance coverage firm while you’ve been denied what’s rightfully yours, not to mention taking one on with enduring ways designed to disrupt and delay your efforts. These companies usually attempt to “put on down” policyholders such as you within the hopes that you’ll hand over relatively than struggle for the insurance coverage advantages you paid for and deserve. If Reliance Commonplace has tried a number of of those ways with you, it may be a transparent signal the enterprise is making an attempt to wrongfully deny your insurance coverage declare:

  • Conducting surveillance in an try to “catch you” performing in a fashion inconsistent along with your claimed restrictions and limitations;
  • Stalling by asking for an increasing number of data to help your declare, even if you happen to already offered them with entry to all your medical data;
  • Counting on the opinions of in-house docs, who overwhelmingly are inclined to help their employer, the insurance coverage firm; or
  • Trying to rescind your coverage as a result of the insurance coverage agent didn’t embrace data that you just instructed her or him on the appliance.

Reliance Standard Insurance Claim Denial

Actual Examples 

Reliance Commonplace’s technique to deny policyholders’ insurance coverage claims has been positioned underneath a microscope in recent times. Most not too long ago, a dentist submitted a practical capability analysis to obtain incapacity advantages as he suffered ache that affected his focus and efficiency. Reliance Commonplace used its personal docs to submit opinions to disclaim his insurance coverage declare. A court docket discovered that the dentist’s situation might pose a security concern to his sufferers and awarded him the advantages he was rightfully owed. 

Subsequent, a choose reversed a call that originally denied a plaintiff’s declare for incapacity advantages. On this case, a girl awakened with dizziness and felt numbness in her decrease extremities. After looking for assist from a neurologist, she obtained advantages for 2 years. After this two-year interval, Reliance Commonplace stopped paying her advantages. A court docket would later require the corporate to investigate each her bodily and cognitive skills, a transfer that reversed the preliminary denial.

In 2017, the Court docket of Appeals dominated towards Reliance Commonplace in a case the place the plaintiff suffered from kidney most cancers and quite a few different illnesses. Reliance Commonplace denied her incapacity advantages and administrative attraction, arguing the plaintiff was not completely disabled. The Appeals Court docket felt in any other case and upheld her incapacity advantages as mandated by the Worker Retirement Revenue Safety Act (ERISA).

Do Not Wait to Act!

Reliance Commonplace has confirmed that it can’t be trusted to do proper by policyholders reminiscent of your self. If you’re coping with an insurance coverage declare denial from Reliance Commonplace, we urge you to take motion. Don’t delay one other minute. Insurance coverage claims have strict deadlines that have to be met so as so that you can accumulate the insurance coverage advantages you’re owed. This timeline is particularly necessary in case your coverage was issued by way of your employer and your declares are ruled by ERISA. Contact us now.

Confusion is a trademark of insurance coverage claims. Our authorized staff will struggle relentlessly to safe the insurance coverage advantages you’re legally owed. We are going to decipher your Reliance Commonplace insurance coverage coverage and interpret the phrases of the coverage to make sure your declare is profitable. Name Donahue & Horrow LLP now, for a free session: (877) 664-5407. We look ahead to listening to from you and serving to you to obtain the advantages that you’re entitled to.




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