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Assurity Life Insurance coverage Evaluation [2022]

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Rachael Brennan has been working within the insurance coverage trade since 2006 when she started working as a licensed insurance coverage consultant for twenty first Century Insurance coverage, throughout which period she earned her Property and Casualty license in all 50 states.
After a number of years she expanded her insurance coverage experience, incomes her license in Well being and AD&D insurance coverage as effectively. She has labored for small well being in…

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Benjamin Carr was a licensed insurance coverage agent in Georgia and has two years’ expertise in life, well being, property and casualty protection. He has labored with State Farm and different threat administration companies. He’s additionally a strategic author and editor with a background in branding, advertising and marketing, and high quality assurance. He has been in navy newsrooms — actually on the frontline of journalism.

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Reviewed by



Benji Carr


Former Licensed Life Insurance coverage Agent

Benji Carr

UPDATED: Apr 21, 2022

Advertiser Disclosure

It’s all about you. We wish to allow you to make the correct life insurance coverage protection selections.

Advertiser Disclosure: We try that will help you make assured life insurance coverage selections. Comparability procuring must be straightforward. We aren’t affiliated with anybody life insurance coverage firm and can’t assure quotes from any single firm.

Our life insurance coverage trade partnerships don’t affect our content material. Our opinions are our personal. To check quotes from many various life insurance coverage firms please enter your ZIP code above to make use of the free quote instrument. The extra quotes you examine, the extra possibilities to save lots of.

Editorial Pointers: We’re a free on-line useful resource for anybody keen on studying extra about life insurance coverage. Our aim is to be an goal, third-party useful resource for all the things life insurance-related. We replace our website commonly, and all content material is reviewed by life insurance coverage specialists.

Fast Info

  • Assurity has been in enterprise for over 100 years; the corporate was based again in 1890
  • This firm offers insurance coverage merchandise to people and group insurance coverage merchandise to companies
  • Assurity is a licensed B-Corp and is legally required to weigh the impression of its enterprise selections on society as an entire

Many life insurance coverage firms don’t supply each group and private time period life insurance coverage insurance policies, however Assurity life insurance coverage is offered to people and companies too.

This firm has been in enterprise for effectively over 100 years, and Assurity is a licensed B-Corp.

As a licensed B-Corp, Assurity Life Insurance coverage Firm is legally required to weigh the impression of its enterprise selections on its staff, clients, neighborhood, and the surroundings as an entire. B-Corps attempt to be extra accountable with their earnings and enterprise selections.

Assurity Life Insurance coverage Firm affords a variety of life insurance coverage merchandise for shoppers to select from. It additionally affords quite a lot of different services and products, however this evaluate will solely concentrate on the corporate’s life insurance coverage choices.

Prepared to purchase life insurance coverage? Enter your ZIP code above to match inexpensive life insurance coverage charges in your space.

What life insurance coverage merchandise does Assurity promote?

Assurity life merchandise embody time period life insurance coverage, complete life insurance coverage, common life insurance coverage, and group life insurance coverage. Since group life insurance coverage is for employers to buy for his or her staff, we won’t cowl this sort of coverage on this evaluate.

Our evaluate will take a look at the person life insurance coverage insurance policies supplied by Assurity Life Insurance coverage Firm and what their variations are. We’ll allow you to get an understanding of those merchandise and the way they work so, you may make an knowledgeable life insurance coverage determination.

Your life insurance coverage quotes are all the time free.

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What are the specifics of Assurity’s time period life insurance coverage merchandise?

Assurity’s time period life insurance coverage insurance policies are supplied with 10, 20, and 30-year time period lengths. Assurity doesn’t have fairly as many time period life insurance coverage choices as different firms, however Assurity does give its time period life clients the choice to transform their time period coverage to a everlasting life coverage.

Time period life insurance coverage insurance policies are essentially the most inexpensive life insurance coverage insurance policies with complete coverages supplied by life insurance coverage firms.

Time period life insurance coverage insurance policies are nice for individuals who solely want life insurance coverage protection for a interval of their life. If you happen to’re undecided what your wants can be, Assurity lets you convert your time period coverage to a everlasting life coverage.

What are the specifics of Assurity’s complete life insurance coverage merchandise?

Complete life insurance coverage differs from time period life insurance coverage in a number of key methods:

  • One, complete life insurance coverage protection lasts in your complete life, and;
  • Two, complete life insurance coverage protection additionally has a money worth that may be borrowed in opposition to ought to the monetary want come up.

Complete life insurance coverage charges are costlier than time period life. Try how Assurity life insurance coverage prices examine to different firms for girls with $100,000 in protection:

Gender and age impression complete life insurance coverage charges, so it’s essential to match Assurity life insurance coverage quotes in opposition to different firms in your space to search out the perfect charges.

See the desk beneath to match Assurity complete life insurance coverage charges for males from 50-65 years of age with $100,000 in protection:

Assurity’s complete life insurance coverage clients may receives a commission out a dividend. This dividend is just not a assured characteristic of their complete life insurance coverage insurance policies, however the risk exists.

Assurity additionally affords their complete life insurance coverage insurance policies as a single premium product. Which means you pay one lump sum and have life insurance coverage protection for the remainder of your life.

What are the specifics of Assurity’s common life insurance coverage merchandise?

Common life insurance coverage is everlasting life insurance coverage that’s similar to complete life insurance coverage. Common life insurance coverage protection lasts for a lifetime, it has a money worth that grows over time and could be borrowed in opposition to, however common life insurance coverage is extra versatile.

Assurity’s common life insurance coverage clients can modify their premium funds and their advantages as they should meet their present monetary and life insurance coverage wants.

Common life insurance coverage is one of the best ways to have everlasting life insurance coverage protection with the pliability to regulate your coverage as you want.

In case you are keen on studying extra about everlasting life insurance coverage, you’ll be able to try the Insurance coverage Info Institute’s useful assets on the topic. There are loads of various things to contemplate when buying life insurance coverage, so it’s essential to get all the data that you would be able to.

Your life insurance coverage quotes are all the time free.

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Can I entry my Assurity life insurance coverage coverage on-line?

Assurity permits present policyholders to entry their life insurance coverage insurance policies on their firm web site through the use of their Assurity login data. Assurity clients can file a declare, make a premium fee, and even change their beneficiary all on-line.

Assurity makes managing your life insurance coverage coverage easy with its on-line portal.

How sturdy is Assurity financially?

Impartial evaluate A.M. Finest has given Assurity an A-. That is the fourth highest doable monetary ranking given by the corporate. Which means Assurity is a powerful firm financially and shouldn’t have any points making profit funds on time.

It is very important select a life insurance coverage firm with sturdy monetary scores so as to be assured that you’ll get your profit cash while you want it most.

Different Assurity life insurance coverage opinions embody BBB‘s ranking of A+, offering additional legitimacy to the corporate.

Assurity Life Insurance coverage: What’s the underside line?

Assurity affords quantity of life insurance coverage selections for shoppers to select from. Whether or not you’re on the lookout for time period life, complete life, or common life insurance coverage protection, this firm has a coverage that may suit your wants.

This firm can also be fascinating as a result of it additionally affords group time period life insurance coverage for employers to buy as a part of an worker advantages package deal.

We didn’t go over group life choices in any element, however if you’re keen on studying extra about this protection, you’ll be able to contact Assurity.

Able to get inexpensive life insurance coverage quotes? Enter your ZIP code beneath to view life insurance coverage quotes in your locality.

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